Your European partner in consumer electronics insurance.

About Lime Street Insurance PCC Limited - Basel Fides Insurance Cell

Lime Street Insurance PCC Limited is an insurance company carrying on business in Malta, as authorised by the Malta Financial Services Authority MFSA. Lime Street Insurance Limited - Basel Fides Insurance Cell (‘Basel Fides Insurance Cell’) was approved by the MFSA as a Protected Cell under Lime Street Insurance PCC Limited on 13 September 2021.

Quality at the highest level

The Cell is part of Lime Street Insurance PCC Limited, which has a corporate governance system in place that ensures that risk management, internal audit, compliance, and governance meet the highest quality level.

Ultimate protection

A Protected Cell Company is an insurance facility under which a Cell (Basel Fides Insurance Cell) is connected to the Core (Lime Street Insurance PCC Limited), thereby creating a single legal entity. The Cell is subject to the corporate governance of the Core; its assets and liabilities are fully segregated, which provides the ultimate protection and guarantee for our customers and our continuity.

Stability and integrity

Lime Street Insurance PCC Limited and Basel Fides Insurance Cell are regulated by the Malta Financial Services Authority MFSA. The MFSA is the single regulator of financial services in Malta. The regulator’s objective is to ensure consumer protection and financial market stability, which is achieved as follows:

  • Mission – To be an independent, proactive and trustworthy supervisory authority whose purpose is to safeguard the integrity of markets and maintain stability within the financial sector for the benefit and protection of consumers.
  • Vision – To be a leading forward-looking financial services regulator that is respected and trusted by the industry and the general public and contributes towards a strong and dynamic financial sector.

About Malta

Location with advantages

The Republic of Malta has been a Member of the European Union since 2004. This location has substantial advantages for the Cell: the infrastructure is modern and reliable, overhead costs are low, and supervision is compliant with inter alia the Solvency II Directive and the Insurance Distribution Directive. These are the primary regulations governing the insurance industry that apply throughout the European Union. The Malta Financial Services Authority has a strong focus on consumer protection and market stability.

Products and services

Experience, expertise and effectiveness

Through its unique knowledge, experience and methods, the Basel Fides Insurance Cell aims for optimum insurance of retail products. We offer attractive policy conditions and a wide range of covers at competitive prices. We provide a rapid time-to-market, up-to-date management information, and effective, fast settlement of claims.

Our insurance products

Our core business is the underwriting of insurance products covering damage to devices (mobiles, tablets, laptops, etc).

Basel Fides Insurance Cell is authorised to underwrite insurance products under the following non-life insurance classes:

  • Class 8 – Fire and Natural Forces
  • Class 9 – Other Damage to Property
  • Class 16 – Miscellaneous Financial Loss

Basel Fides Insurance Cell conducts its business in the Netherlands and Belgium under Freedom of Services.



Basel Fides Insurance Cell is authorised to conduct insurance business and is regulated by the Malta Financial Services Authority (MFSA). For more information please contact

The Netherlands and Belgium

Basel Fides Insurance Cell has appointed Harmony Financial Services B.V., with its registered office in the Netherlands, its Partner for the Netherlands and Belgium. The role of Harmony Financial Services B.V. is to collect the insurance premiums and to handle the claims in Belgium and the Netherlands. Should you require any further information, please refer to the following website:

Lime Street Insurance PCC Limited – Basel Fides Insurance Cell